Today my wee Grandma did something amazing for me, something that's about to change my life completely... Not just change it, KICK START IT. She's helping me to buy my very own flat.
So about 4 or 5 years ago I started saving money for a mortgage. I was working part time for a debt collection company and living off that and my student loan so it was pretty difficult, and on too many occasions I'd deposit a few hundred into my ISA on Monday only to withdraw it again on Friday... A familiar story for everyone, right?
Despite being overly concerned with buying new clothes and having mad nights out, I did always TRY to keep my ultimate goal at the forefront of my mind - to buy my own home and finally move out, and gradually over the years my meagre savings began to add up. Then about six months ago I made an appointment to meet with a mortgage advisor at my bank who told me what I'd need for a deposit... And it was grim. I'd figured I'd been doing pretty well, but here he was telling me I was only two thirds of the way there. The thought of continuing to save well into my mid/late twenties bummed me out HARD.
Here's where my wee Gran steps in...
My Gran was born in Cumnock, a small ex-mining town near Kilmarnock, and still lives in the same council house where she lived with my Grandpa before he died for over 55 years. She's never been anything close to what you'd call wealthy, living on a single miners wage for years and then latterly a state pension, scrimping and saving here and there. But by some miracle she's in a position to help me finally realise my dream. Sadly, she now has Alzheimers and will probably never properly know much her gesture will change my whole life, and what it means to me.
But the fact remains. As I'm preoccupying myself with mortgage brokers, saving properties into lists on Right Move and scouring the IKEA magazine, I know that I have my Gran to thank for helping to make this dream a reality. So thank you, Grandma. From the bottom of my heart.
Now for some pretty pictures of interiors! I know NOTHING about interior design, so PLEASE let me know of any awesome blogs out there! I know there's about fifteen million steps inbetween finding a flat you love, getting the mortgage, putting the offer in, finalising everything, moving in and THEN decorating, but I can't help getting totally carried away!
Pretty pictures I like:
Random swoonage from Google.
Sometimes I think I'm a bit bi-polar when it comes to interiors. I love stark white sheets and minimal clutter, but I also know I'd be just as happy somewhere with lots of rich colours and cosy fabrics and mess everywhere. I don't really know what I'm doing but that's part of the fun, and I'm so excited to see how it all turns out... Wish me luck.